Ways to redeem
Ways to redeem credit card points
Every way an Indian credit card's points can be used, read from the banks' own pages.
- Cashback credited automaticallyThe card pays its cashback into your card account by itself, with nothing to redeem.64 cards · 13 banks→
- Cashback against your billPoints turned into money off your credit card bill.150 cards · 19 banks · best printed value ₹1 a point (HDFC Bank Millennia Credit Card)→
- Flight bookingsPoints used to pay for flight tickets, usually on the bank's travel site.128 cards · 15 banks · best printed value ₹1 a point (Gaj Credit Card)→
- Hotel bookingsPoints used to pay for hotel stays, usually on the bank's travel site.117 cards · 13 banks · best printed value ₹1 a point (Gaj Credit Card)→
- Airline milesPoints moved to an airline's frequent flyer programme.90 cards · 13 banks→
- Hotel loyalty pointsPoints moved to a hotel chain's loyalty programme.88 cards · 9 banks→
- Gift vouchers and gift cardsPoints swapped for brand vouchers or gift cards.227 cards · 20 banks · best printed value ₹5 a point (Kotak Air+ Prime Credit Card)→
- Products from the rewards cataloguePoints swapped for products from the bank's rewards catalogue.221 cards · 15 banks · best printed value ₹1 a point (Infinia Metal Credit Card)→
- Partner loyalty pointsPoints converted into a partner brand's own points, such as NeuCoins or Landmark Rewards.17 cards · 7 banks · best printed value ₹0.6 a point (Landmark Rewards SBI Card SELECT)→
- FuelPoints used for fuel.6 cards · 4 banks→
- Bills and mobile rechargePoints used to pay bills or recharge a phone.130 cards · 13 banks · best printed value ₹0.25 a point (Unity Bank BharatPe Credit Card)→
- Movies, events and experiencesPoints used for movie tickets, events or experiences.12 cards · 6 banks · best printed value ₹1 a point (Lumiere Credit Card)→
- DonationsPoints given to a charity.54 cards · 2 banks→
- Pay with points at checkoutPoints used to pay directly while shopping, online or in a store.65 cards · 7 banks · best printed value ₹0.25 a point (PowerMiles Credit Card)→
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