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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

BOB Financial (BOBCARD)

Uni GoldX Card

When your points expire

“Uni Coins do not expire and have lifetime validity, except in circumstances detailed below: If the Card is not used for more than 365 days, the accrued Uni Coins will be nullified.”

Bobcard Uni Goldx MITC · read 29 Sept 2026

Your points on this card don't expire

What your points are worth

  1. On BOB Financial (BOBCARD)’s own portal

    Each Uni Coin is valued at one paisa

    The bank’s words
    “Currently, you will get 1 Uni Coin on every purchase of ₹1. Each Uni Coin is valued at one paisa.”
    Bobcard Uni Goldx MITC

  2. On BOB Financial (BOBCARD)’s own portal

    Each Uni Coin is valued at one paisa

    The bank’s words
    “Each Uni Coin is valued at one paisa.”
    Bobcard Uni Goldx MITC

Quickest way to save them

Use them on BOB Financial (BOBCARD)’s own portal: Each Uni Coin is valued at one paisa. See the card’s page.