SBI Card MILES ELITE
When your points expire
“Do Travel Credits expire? Travel Credits are valid for 2 years from the date of receipt.”
SBI Card Miles Elite Tnc · read 29 Sept 2026
Remind me before my points expire
SBI Card's rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.
What your points are worth
On SBI Card’s own portal
1 Travel Credit = Rs. 0.25 for Shop & Smile Product Catalogue
The bank’s words
“1 Travel Credit = Re. 1 for Air Mile / Hotel Point 1 Travel Credit = Rs. 0.50 for Travel Bookings 1 Travel Credit = Rs. 0.25 for Shop & Smile Product Catalogue”
Linked page on www.sbicard.comOn SBI Card’s own portal
1 Travel Credit = Re. 1 for an Air Mile / Hotel Point, Rs. 0.50 for Travel Bookings and Rs. 0.25 for the Shop & Smile Product Catalogue
The bank’s words
“1 Travel Credit = Re. 1 for Air Mile / Hotel Point 1 Travel Credit = Rs. 0.50 for Travel Bookings 1 Travel Credit = Rs. 0.25 for Shop & Smile Product Catalogue”
Linked page on www.sbicard.comTransfer to Air Arabia AA Rewards
2 Travel Credits = 1 Air Rewards point
Transfer to Air Canada Aeroplan
1 Travel Credit = 1 Aeroplan point
Transfer to Air India Maharaja Club
1 Travel Credit = 1 mile
Transfer to airasia rewards
1 Travel Credit = 1 mile
Transfer to Cathay
1 Travel Credit = 1 Asia Mile
Transfer to Emirates Skywards
2 Travel Credits = 1 Skywards Mile
Transfer to Ethiopian Airlines ShebaMiles
2 Travel Credits = 1 ShebaMile
Transfer to JAL Mileage Bank
2 Travel Credits = 1 mile
Transfer to Qantas Frequent Flyer
1 Travel Credit = 1 mile
Transfer to Saudia AlFursan
2 Travel Credits = 1 AlFursan Mile
Transfer to SpiceJet SpiceClub
1 Travel Credit = 1 SpiceClub Point
Transfer to Thai Airways Royal Orchid Plus
1 Travel Credit = 1 mile
Transfer to The British Airways Club
1 Travel Credit = 1 Avios
Transfer to Turkish Airlines Miles&Smiles
2 Travel Credits = 1 mile
Transfer to United MileagePlus
2 Travel Credits = 1 mile
Transfer to Vietnam Airlines Lotusmiles
1 Travel Credit = 1 mile
Transfer to ALL Accor Live Limitless
2 Travel Credits = 1 loyalty point
Transfer to Club ITC
2 Travel Credits = 1 Green Point
Transfer to IHG One Rewards
1 Travel Credit = 1 loyalty point
Transfer to Jumeirah One
2 Travel Credits = 1 Jumeirah One point
Transfer to Orchid Rewards
Transfer to Radisson Rewards
1 Travel Credit = 1 Radisson Rewards point
Transfer to Shangri-La Circle
6 Travel Credits = 1 loyalty point
Transfer to Wyndham Rewards
1 Travel Credit = 1 loyalty point
Airline miles and hotel points are not rupees, so transfers are listed after the rupee options, ranked by how many partner miles or points one bank point becomes.
Quickest way to save them
Use them on SBI Card’s own portal: 1 Travel Credit = Rs. 0.25 for Shop & Smile Product Catalogue. See the card’s page.