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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

SBI Card

SBI Card PULSE

When your points expire

“Reward Point Expiry: Reward Points accrued under the Rewards Program are valid for a period of 24 months (for all cards except for AURUM). Reward Points, if not redeemed within this period, will expire and be forfeited on the last day of the 24th month.”

MITC English · read 20 Oct 2026

Remind me before my points expire

SBI Card's rule: points expire on the last day of the 24th month after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On SBI Card’s own portal

    Reward Points value: 4 Reward Points = Rs. 1

    The bank’s words
    “Pay your card outstanding with Reward Points. 4 Reward Points = Rs. 1”
    Linked page on www.sbicard.com

Quickest way to save them

Use them on SBI Card’s own portal: Reward Points value: 4 Reward Points = Rs. 1. See the card’s page.