Skip to content
COFFERCards. Points. Value.
Back

Tool

Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

HDFC Bank

Regalia First Credit Card

When your points expire

“a. Reward Point Validity: Reward Points/CashPoints are valid only for 2 years from the date of accumulation.”

Linked PDF · read 29 Sept 2026

Remind me before my points expire

HDFC Bank's rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On HDFC Bank’s own portal

    1 Reward Point (RP) is worth ₹0.30 on flights and hotel bookings (SmartBuy), up to ₹0.25 on products and vouchers (Netbanking or SmartBuy), ₹0.10 as cashback and up to 0.3 Airmiles

    The bank’s words
    “Redemption Option Value of 1 Reward Point (RP) Platform [...] Flights and hotel bookings ₹0.30 SmartBuy [...] Airmiles conversion Up to 0.3 Airmiles [...] Products and vouchers Up to ₹0.25 Netbanking or SmartBuy [...] Cashback ₹0.10 Applicable Platform”
    Linked page on www.hdfc.bank.in

Quickest way to save them

Use them on HDFC Bank’s own portal: 1 Reward Point (RP) is worth ₹0.30 on flights and hotel bookings (SmartBuy), up to ₹0.25 on products and vouchers (Netbanking or SmartBuy), ₹0.10 as cashback and up to 0.3 Airmiles. See the card’s page.