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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

HDFC Bank

Purchase Premium Credit Card

When your points expire

“The reward point will expire after a period of 12 months.”

Linked page on www.hdfc.bank.in · read 13 Sept 2026

Remind me before my points expire

HDFC Bank's rule: points are valid for 12 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

What your points are worth

  1. On HDFC Bank’s own portal

    Each reward point will have a value of 20 paisa

    The bank’s words
    “What is the value of Reward Points earned on the Purchase Premium Card? [...] Each reward point will have a value of 20 paisa.”
    Linked page on www.hdfc.bank.in

Quickest way to save them

Use them on HDFC Bank’s own portal: Each reward point will have a value of 20 paisa. See the card’s page.