SBI Card
PhonePe SBI Card SELECT BLACK
When your points expire
“Reward Points are valid for 2 years from the date of receipt. [...] In the event that the Cardholder does not initiate any transaction on his Card for a period of 13 consecutive months, the Reward Point balance shall be forfeited at the end of the 13th month.”
Phonepe Select Ekit · read 20 Oct 2026
Remind me before my points expire
SBI Card's rule: points are valid for 24 months after you earn them, so some can expire every month. The whole balance also lapses if the card isn't used for 13 months. We'll remind you at the start of each month to check what expires and the quickest way to use it.
Add a monthly reminder to my calendar
What your points are worth
Quickest way to save them
Use them on SBI Card’s own portal: 1 Reward Points = Re. 1. See the card’s page.