Skip to content
COFFERCards. Points. Value.
Back

Tool

Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

SBI Card

Paytm SBI Card

When your points expire

“Reward Points, if not redeemed within this period, will expire and be forfeited on the last day of the 24th month”

Linked page on www.sbicard.com · read 15 Sept 2026

Remind me before my points expire

SBI Card's rule: points expire on the last day of the 24th month after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On SBI Card’s own portal

    1 Reward Point = Re 1; w.e.f. 1st July ’24 the Cashback earned on spends made with the Paytm SBI Card is replaced with Reward points of equivalent value

    The bank’s words
    “W.e.f. 1st July ’24, the Cashback that you were earning on spends made with your Paytm SBI Card / Paytm SBI Card SELECT will be replaced with Reward points of equivalent value. 1 Reward Point = Re 1. T&C apply.”
    Linked page on www.sbicard.com

Quickest way to save them

Use them on SBI Card’s own portal: 1 Reward Point = Re 1; w.e.f. 1st July ’24 the Cashback earned on spends made with the Paytm SBI Card is replaced with Reward points of equivalent value. See the card’s page.