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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

Kotak Mahindra Bank

Kotak Cashback+ Credit Card

When your points expire

“Unclaimed cashback will expire in 1 year”

Linked page on www.kotak.com · read 29 Sept 2026

Remind me before my points expire

Kotak Mahindra Bank's rule: points are valid for 12 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On Kotak Mahindra Bank’s own portal

    Accrued points can only be redeemed as cashback against statement outstanding. 1 point = ₹1

    The bank’s words
    “Please note : Accrued points can only be redeemed as cashback against statement outstanding. 1 point = ₹1.”
    Linked page on www.kotak.com

Quickest way to save them

Use them on Kotak Mahindra Bank’s own portal: Accrued points can only be redeemed as cashback against statement outstanding. 1 point = ₹1. See the card’s page.