Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.
Kotak Mahindra Bank
Kotak 811 Credit Card
When your points expire
The bank's documents we hold don't state an expiry rule for this card.
Email me when this card's rules change
What your points are worth
On Kotak Mahindra Bank’s own portal
Cashback redemption value: 10 paise per point (revised, effective 1st June, 2025); minimum cashback redemption 2000
The bank’s words
“Cashback redemption value on select products: [...] Current Redemption value [...] Revised Cashback Redemption value [...] Minimum cashbac kredempti on [...] Kotak 811 Credit Card [...] 25 paise per point [...] 10 paise per point 2000 [...] The changes in the rewards accrual and redemption effective 1st June, 2025, will supersede the earlier terms on accrual and redemption for the listed products.”
Use them on Kotak Mahindra Bank’s own portal: Cashback redemption value: 10 paise per point (revised, effective 1st June, 2025); minimum cashback redemption 2000. See the card’s page.