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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

SBI Card

IRCTC SBI Card Premier

When your points expire

“With effect from 26th December'24, Reward points will be valid for a period of 2 years from the date of member's registration.”

Linked PDF · read 29 Sept 2026

Email me when this card's rules change

What your points are worth

  1. On SBI Card’s own portal

    1 Reward point = INR 1

    The bank’s words
    “In case of a scenario where reward points redeemed by cardholders are required to be adjusted as a statement debit then the conversion value of such points shall be: “1 Reward point = INR 1”.”
    Linked PDF

Quickest way to save them

Use them on SBI Card’s own portal: 1 Reward point = INR 1. See the card’s page.