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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

SBI Card

IndiGo SBI Card ELITE

When your points expire

“IndiGo BluChips do not expire until there is at least one earn or burn within a span of 2 years.”

Indigo Elite Tnc Booklet · read 20 Oct 2026

Remind me before my points expire

SBI Card's rule: points lapse if the card isn't used for 24 months. We'll remind you every 3 months to use it once.

Add a reminder every 3 months to my calendar

What your points are worth

  1. On SBI Card’s own portal

    1 IndiGo BluChip = 1 Reward Point = ₹1, when reward points transferred to the customer's IBC loyalty account are required to be adjusted as a statement debit

    The bank’s words
    “In case of a scenario where reward points transferred to the customer's IBC loyalty account are required to be adjusted as a statement debit then the conversion value of such points shall be: 1 IndiGo BluChip = 1 Reward Point = INR 1.”
    Indigo Elite Tnc Booklet

Quickest way to save them

Use them on SBI Card’s own portal: 1 IndiGo BluChip = 1 Reward Point = ₹1, when reward points transferred to the customer's IBC loyalty account are required to be adjusted as a statement debit. See the card’s page.