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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

Kotak Mahindra Bank

IndianOil Kotak Credit Card

When your points expire

“The Reward Points Program is applicable only to [...] IndianOil Kotak Credit Card, 6E Rewards IndiGo Kotak Credit Card [...] Reward points if not redeemed will expire after 2 years from the date on which they are earned. Bank will not send any prior intimation of reward point expiry to the customer.”

English Rcas · read 2 Nov 2026

Remind me before my points expire

Kotak Mahindra Bank's rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On Kotak Mahindra Bank’s own portal

    Redeem your accrued reward points at 25p/point against our exclusive catalogue of benefits

    The bank’s words
    “Redeem your accrued reward points at 25p/point against our exclusive catalogue of benefits.”
    Linked page on www.kotak.com

  2. On Kotak Mahindra Bank’s own portal

    Redeem your accrued reward points at 25p/point against our exclusive catalogue of benefits; at 20p/point as cashback, minimum 2000 points required

    The bank’s words
    “Redeem your accrued reward points at 25p/point against our exclusive catalogue of benefits. [...] Redeem your accrued reward points at 20p/point as cashback. Minimum 2000 points will be required to avail this redemption facility.”
    Linked page on www.kotak.com

Quickest way to save them

Use them on Kotak Mahindra Bank’s own portal: Redeem your accrued reward points at 25p/point against our exclusive catalogue of benefits. See the card’s page.