IDBI Bank
IDBI Bank LICCSL 'Lumine' Credit Card
When your points expire
“Points Expiry Period: Points credited to the customers will have an expiry period of 3 years. However, points credited under a campaign or through a promotional offer will have an expiry period of 1 year only.”
MITC Cc · read 29 Sept 2026
Remind me before my points expire
IDBI Bank's rule: points are valid for 36 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.
Add a monthly reminder to my calendar
What your points are worth
IDBI Bank’s pages we read don’t state a value per point or a transfer for this card.