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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

ICICI Bank

ICICI Bank Emeralde Private Metal Credit Card

When your points expire

“Reward points have expiry of 36 months from the date of issuance.”

MITC Cc · read 29 Sept 2026

Remind me before my points expire

ICICI Bank's rule: points are valid for 36 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On ICICI Bank’s own portal

    Reward redemption handling fee: catalogue-based redemptions ₹99; online and in-store redemptions at Online Partner Brands ₹25; Emeralde Private Metal Credit Card redemptions Nil. Reward points expire 36 months from date of issuance

    The bank’s words
    “Catalogue Based Redemptions ₹99 ... Emeralde Private Metal Credit/ ... Nil ... Online and in-store redemptions at Online Partner Brands ₹25 ... Reward points have expiry of 36 months from the date of issuance.”
    MITC Cc

Quickest way to save them

Use them on ICICI Bank’s own portal: Reward redemption handling fee: catalogue-based redemptions ₹99; online and in-store redemptions at Online Partner Brands ₹25; Emeralde Private Metal Credit Card redemptions Nil. Reward points expire 36 months from date of issuance. See the card’s page.