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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

HDFC Bank

HDFC Bank UPI RuPay Mega Saver Credit Card

When your points expire

The bank's documents we hold don't state an expiry rule for this card.

Email me when this card's rules change

What your points are worth

  1. On HDFC Bank’s own portal

    CashPoints can be used for Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal: redeem up to a maximum of 50% of the booking value at a value of 1 CashPoint = ₹0.25

    The bank’s words
    “CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and also on Rewards Catalogue at the SmartBuy Rewards Portal, wherein Credit Card members can redeem up to a maximum of 50% of the booking value through CashPoints at a value of 1 CashPoint = ₹0.25”
    Linked page on www.hdfc.bank.in

  2. On HDFC Bank’s own portal

    CashPoints can be redeemed against the statement balance at 1 CashPoint = ₹0.25

    The bank’s words
    “The CashPoints earned on HDFC Bank UPI RuPay Mega Saver Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = ₹0.25”
    Linked page on www.hdfc.bank.in

Quickest way to save them

Use them on HDFC Bank’s own portal: CashPoints can be used for Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal: redeem up to a maximum of 50% of the booking value at a value of 1 CashPoint = ₹0.25. See the card’s page.