HDFC Bank
HDFC Bank UPI RuPay Credit Card
When your points expire
“Unredeemed cashpoints will expire/ lapse after 2 years of accumulation”
Linked page on www.hdfc.bank.in · read 11 Sept 2026
Remind me before my points expire
HDFC Bank's rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.
Add a monthly reminder to my calendar
What your points are worth
Quickest way to save them
Use them on HDFC Bank’s own portal: Product Catalogue ₹0.25. See the card’s page.