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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

HDFC Bank

HDFC Bank UPI RuPay Biz Credit Card

When your points expire

“Unredeemed CashPoints will expire/lapse after 2 years of accumulation”

Linked page on www.hdfc.bank.in · read 11 Sept 2026

Remind me before my points expire

HDFC Bank's rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On HDFC Bank’s own portal

    1 CashPoint = ₹0.25 towards cashback redemption against the statement for UPI RuPay Credit Card Holders

    The bank’s words
    “CashPoints are an exclusive rewards metric system created by HDFC Bank for credit cardholders which can be used towards cashback redemption against the statement at the rate of 1 CashPoint = ₹0.25 for UPI RuPay Credit Card Holders.”
    Linked page on www.hdfc.bank.in

Quickest way to save them

Use them on HDFC Bank’s own portal: 1 CashPoint = ₹0.25 towards cashback redemption against the statement for UPI RuPay Credit Card Holders. See the card’s page.