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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

HDFC Bank

Freedom Credit Card

When your points expire

“Unredeemed CashPoints will expire/lapse after 2 years of accumulation”

Freedom Tncs · read 20 Oct 2026

Remind me before my points expire

HDFC Bank's rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On HDFC Bank’s own portal

    1 CashPoint = ₹0.15 for CashBack redemption against the statement (Freedom Credit Card Holders)

    The bank’s words
    “CashPoints can be utilized towards CashBack redemption against the statement at the rate of 1 CashPoint = ₹0.15 for Freedom Credit Card Holders”
    Freedom Tncs

Quickest way to save them

Use them on HDFC Bank’s own portal: 1 CashPoint = ₹0.15 for CashBack redemption against the statement (Freedom Credit Card Holders). See the card’s page.