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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

IDFC FIRST Bank

FIRST Classic

When your points expire

“Reward Points will be valid for 24 months from the date they are credited. For e.g., Reward Points earned from July 2026 statement cycle will be valid for 24 months from the date they are credited.”

Linked page on www.idfcfirst.bank.in · read 29 Sept 2026

Remind me before my points expire

IDFC FIRST Bank's rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On IDFC FIRST Bank’s own portal

    1 Reward point = ₹0.25

    The bank’s words
    “1X = 1 Reward Point per ₹200 spent | 1 Reward point = ₹0.25”
    Linked page on www.idfcfirst.bank.in

  2. On IDFC FIRST Bank’s own portal

    1 Reward point = ₹0.25

    The bank’s words
    “1 Reward point = ₹0.25”
    Linked page on www.idfcfirst.bank.in

Quickest way to save them

Use them on IDFC FIRST Bank’s own portal: 1 Reward point = ₹0.25. See the card’s page.