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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

HDFC Bank

Doctors Regalia Credit Card

When your points expire

“Reward points are valid only for 2 years from the date of accumulation.”

Linked page on www.hdfc.bank.in · read 29 Sept 2026

Remind me before my points expire

HDFC Bank's rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On HDFC Bank’s own portal

    Each Reward Point is worth 50 paise when redeemed on https://offers.smartbuy.hdfc.bank.in/v2/regalia/home

    The bank’s words
    “Each Reward Point is worth 50 paise when redeemed on https://offers.smartbuy.hdfc.bank.in/v2/regalia/home”
    Linked page on www.hdfc.bank.in

Quickest way to save them

Use them on HDFC Bank’s own portal: Each Reward Point is worth 50 paise when redeemed on https://offers.smartbuy.hdfc.bank.in/v2/regalia/home. See the card’s page.