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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

HDFC Bank

CSC Small Business MoneyBack Credit Card

When your points expire

“Unredeemed Reward Points will expire/lapse after 2 years of accumulation”

Linked page on www.hdfc.bank.in · read 29 Sept 2026

Remind me before my points expire

HDFC Bank's rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On HDFC Bank’s own portal

    100 Reward Points = up to ₹20

    The bank’s words
    “Reward Points as per the product features will be credited in the form of CashPoints, which can be redeemed by the customer against their statement balance (100 Reward Points = up to ₹20)”
    Linked page on www.hdfc.bank.in

Quickest way to save them

Use them on HDFC Bank’s own portal: 100 Reward Points = up to ₹20. See the card’s page.