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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

IndusInd Bank

CRED IndusInd Bank RuPay Credit Card

When your points expire

“CRED Reward Points will be valid for 24 months. [...] Reward Points will expire after 2 years from date of issuance”

Linked page on www.indusind.bank.in · read 2 Nov 2026

Remind me before my points expire

IndusInd Bank's rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

What your points are worth

  1. On IndusInd Bank’s own portal

    1 CRED Reward Points = ₹1 on flights and hotel bookings made on CRED flights & CRED hotels, CRED Store and transactions on eligible CRED Pay merchants; customers can use up to 70% of their available points per transaction

    The bank’s words
    “1 CRED Reward Points = ₹1 [...] Customers can use up to 70% of their available points per transaction for redemptions on: [...] Flights and Hotel bookings made on CRED flights & CRED hotels [...] CRED Store [...] Transactions on eligible CRED Pay merchants.”
    Linked page on www.indusind.bank.in
  2. On IndusInd Bank’s own portal

    1 CRED Reward Points = ₹1 on flights and hotel bookings made on CRED flights & CRED hotels, CRED Store purchases and transactions on eligible CRED Pay merchants; 1 CRED Reward Points = ₹0.50 on card bill payments with CRED Cashback and utility bill payments made within the CRED App

    The bank’s words
    “1 CRED Reward Points = ₹1 [...] Flights and Hotel bookings made on CRED flights & CRED hotels [...] CRED Store purchases [...] Transactions on eligible CRED Pay merchants. [...] 1 CRED Reward Points = ₹0.50 [...] Card Bill Payments with CRED Cashback. [...] Utility Bill Payments made within the CRED App.”
    Linked page on www.indusind.bank.in

Quickest way to save them

Use them on IndusInd Bank’s own portal: 1 CRED Reward Points = ₹1 on flights and hotel bookings made on CRED flights & CRED hotels, CRED Store and transactions on eligible CRED Pay merchants; customers can use up to 70% of their available points per transaction. See the card’s page.