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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

HDFC Bank

Business Regalia First

When your points expire

“Reward Point Validity: Reward Points /CashPoints are valid only for 2 years from [...] the date of accumulation.”

MITC in English · read 29 Sept 2026

Remind me before my points expire

HDFC Bank's rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On HDFC Bank’s own portal

    Cashback redemption against the statement balance is valued at 10 paise per point for Regalia First, Business Regalia First, Biz First cards (with effect from 1st November 2025).

    The bank’s words
    “With effect from 1st November 2025, the value for cashback redemption against the statement balance will be [...] 10 paise per point for Regalia First, Business Regalia First, Biz First cards”
    MITC in English

Quickest way to save them

Use them on HDFC Bank’s own portal: Cashback redemption against the statement balance is valued at 10 paise per point for Regalia First, Business Regalia First, Biz First cards (with effect from 1st November 2025).. See the card’s page.