SBI Card
BOM SBI Card ELITE
When your points expire
“Reward Point Expiry: Reward Points accrued under the Rewards Program are valid for a period of 24 months (for all cards except for AURUM). Reward Points, if not redeemed within this period, will expire and be forfeited on the last day of the 24th month.”
Linked page on www.sbicard.com · read 2 Nov 2026
Remind me before my points expire
SBI Card's rule: points expire on the last day of the 24th month after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.
Add a monthly reminder to my calendar
What your points are worth
Quickest way to save them
Use them on SBI Card’s own portal: Earn upto 50,000 Bonus Reward Points worth Rs.12,500/ year. See the card’s page.