BOB Financial (BOBCARD)
BOBCARD Micro Enterprise Credit Card
When your points expire
“A) For all cards (except Uni GoldX, Scapia, Etihad Guest & Guest Premium): [...] Reward Points are valid only for 2 years from the date of accumulation i.e. reward points will expire automatically if not redeemed/used within 2 years.”
Bobcard Consolidated MITC · read 2 Nov 2026
Remind me before my points expire
BOB Financial (BOBCARD)'s rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.
Add a monthly reminder to my calendar
What your points are worth
Quickest way to save them
Use them on BOB Financial (BOBCARD)’s own portal: Cashback – 1 RP = ₹0.25; Pay with Rewards – 1 RP = ₹0.15. See the card’s page.