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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

IDFC FIRST Bank

FIRST WOW! Black Credit Card

When your points expire

“There is NO expiry date on the Reward Points accrued on your IDFC FIRST Bank Credit Card. Your Reward Points are evergreen.”

Linked page on www.idfcfirst.bank.in · read 29 Sept 2026

Your points on this card don't expire

What your points are worth

  1. On IDFC FIRST Bank’s own portal

    1RP = ₹0.50 when you book flights and hotels through 'FIRST Rewards Gallery' (capped at 1,00,000 RPs per month and 2,00,000 RPs per year); 1RP = ₹0.25 everywhere else

    The bank’s words
    “Enjoy higher redemption value of 1RP = ₹0.50 when you book flights and hotels through 'FIRST Rewards Gallery' section on IDFC FIRST Bank Mobile App 1RP = ₹0.25 everywhere else [...] Redemption of 1RP= ₹0.5 is capped at 1,00,000 RPs per month and 2,00,000 RPs per year.”
    Linked page on www.idfcfirst.bank.in

Quickest way to save them

Use them on IDFC FIRST Bank’s own portal: 1RP = ₹0.50 when you book flights and hotels through 'FIRST Rewards Gallery' (capped at 1,00,000 RPs per month and 2,00,000 RPs per year); 1RP = ₹0.25 everywhere else. See the card’s page.