HDFC Bank
Bharat Credit Card
When your points expire
“Unredeemed reward points expire after 2 years of accumulation.”
Linked page on www.hdfc.bank.in · read 29 Sept 2026
Remind me before my points expire
HDFC Bank's rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.
Add a monthly reminder to my calendar
What your points are worth
HDFC Bank’s pages we read don’t state a value per point or a transfer for this card.