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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

SBI Card

Apollo SBI Card

When your points expire

“Points accumulated that are not redeemed by the Cardholder for rewards within 12 months of his / her Enrolment Date can be carried over for another Enrolment Year. Any Points not used by the end of second such year after Enrolment shall lapse and be forfeited.”

Apollotnc Ekit · read 2 Nov 2026

Remind me before my points expire

SBI Card's rule: points lapse if the card isn't used for 12 months. We'll remind you every 3 months to use it once.

Add a reminder every 3 months to my calendar

What your points are worth

  1. On SBI Card’s own portal

    1 Reward Points = Re. 1. Instant Redemption at POS. Convert Reward Points into Health Credits.

    The bank’s words
    “1 Reward Points = Re. 1. [...] Instant Redemption at POS [...] Convert Reward Points into Health Credits.”
    Linked page on www.sbicard.com

Quickest way to save them

Use them on SBI Card’s own portal: 1 Reward Points = Re. 1. Instant Redemption at POS. Convert Reward Points into Health Credits.. See the card’s page.