American Express
American Express SmartEarn Credit Card
When your points expire
“American Express Smart EarnTM Credit Card## ₹495 (1st Year) & ₹495 (2nd Year Onwards) ₹250 FTO 3.5% 42% 3.99% 47.88% [...] **FTO: Frequent Traveler Option. Membership Rewards Points on the FTO tier never expire.”
Lending MITC English · read 29 Sept 2026
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What your points are worth
American Express’s pages we read don’t state a value per point or a transfer for this card.