American Express
American Express Membership Rewards Credit Card
When your points expire
“American Express Membership Rewards® Credit Card# ₹1,000 (1st year) ₹4,500 (2nd year onwards) ₹1,500 FTO 3.5% 42% 3.99% 47.88% [...] **FTO: Frequent Traveler Option. Membership Rewards Points on the FTO tier never expire.”
Lending MITC English · read 29 Sept 2026
Email me when this card's rules change
What your points are worth
Transfer to Hilton Honors
2 points = 3 Hilton Honors Points
The bank’s words
“Hilton Honors 1,000 Points = 1,500 Hilton Honors Points”
Linked page on global.americanexpress.comTransfer to Marriott Bonvoy
1 point = 1 Marriott Bonvoy Point
The bank’s words
“Marriott Bonvoy® 100 Points = 100 Marriott Bonvoy Points”
Linked page on global.americanexpress.comTransfer to Virgin Atlantic Flying Club
5 points = 4 Virgin Points
The bank’s words
“Virgin Atlantic Flying Club 800 Points = 640 Virgin Points”
Linked page on global.americanexpress.comTransfer to Cathay
2 points = 1 Asia Mile
Transfer to Qatar Airways Privilege Club
2 points = 1 Avios
The bank’s words
“Qatar Privilege Club 500 Points = 250 Avios”
Linked page on global.americanexpress.comTransfer to Singapore Airlines KrisFlyer
2 points = 1 KrisFlyer Mile
The bank’s words
“Singapore KrisFlyer 800 Points = 400 KrisFlyer Miles”
Linked page on global.americanexpress.comTransfer to The British Airways Club
2 points = 1 Avios
The bank’s words
“British Airways Executive Club 1,200 Points = 600 Avios”
Linked page on global.americanexpress.com
Quickest way to save them
Transfer them to Hilton Honors (2 points = 3 Hilton Honors Points). See the card’s page · Hilton Honors.