YES BANK FREO Credit Card
Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate
Closed to new applications · Earns cashback
YES Bank no longer offers this card. The bank’s own page says: “Note: We are no longer accepting applications for YES BANK FREO Credit Card, All existing cardholders are requested to reach out to the Bank on”
Open alternatives
First-year fee
₹0
Annual fee
₹399 + GST
What it gives back
1% cashback · everyday spends
Fees
Annual feeRenewal fee
₹399 + GST
Joining fee
₹0
Rewards
Reward rate
1% cashback · everyday spends1% cashback
Charges
Forex markup
3.4% on foreign currency transactions.3.40% effective 15 June 2026
Cash advance fee
2.5% or ₹650, whichever is higher.
Interest on unpaid balance
3.99% per month (47.88% annually)
Interest-free period
Up to 50 days
Late payment fee
10% of statement balance or ₹1350 whichever is lower.
Eligibility
Age the primary cardholder must be
21 to 60 years of age.
Eligibility
Salaried or self employed
Income requirement
Minimum net salary ₹25,000 per month or Income Tax Return ₹7.5 lakhs and above