YES BANK Anq Phi Credit Card
Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate
Closed to new applications · Earns reward points
YES Bank no longer offers this card. The bank’s own page says: “We are no longer accepting applications for YES BANK Anq Phi Credit Card”
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First-year fee
₹0
Annual fee
₹499 + GST
Rs. 499 + taxes, waived on total retail spent of Rs. 1,20,000 within a year prior to card renewal dateWhat it gives back
4 reward points per ₹200 · everyday spends
Fees
Renewal fee
₹499 + GSTRs. 499 + taxes, waived on total retail spent of Rs. 1,20,000 within a year prior to card renewal date
Joining fee
₹0
Rewards
Reward rate
4 reward points per ₹200 · everyday spends24 reward points per ₹200 on groceries, supermarkets, travel, dining & hotels; 4 reward points per ₹200 on other categories.
Charges
Forex markup
3.5% on foreign currency transactions.3.50% effective 15 June 2026
Cash advance fee
2.5% or ₹650, whichever is higher.
Interest on unpaid balance
3.99% per month (47.88% annually) on revolving credit, cash advances and overdue amount.
Interest-free period
Up to 50 days
Late payment fee
10% of statement balance or ₹1350 whichever is lower.
Eligibility
Age the primary cardholder must be
Between 21 and 60 years of age.
Eligibility
Salaried or self employed
Income requirement
Minimum net salary of ₹25,000 per month or income tax return of ₹7.5 lakhs and above
Minimum age
21 years