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COFFERCards. Points. Value.
YES Bank

YES Bank AI Inside RuPay Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

First-year fee

₹0

Annual fee

₹0

What it gives back

Upto 3% cashback on spends

Read from 4 YES Bank documents, last checked 19 Oct 2026.

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How it compares

Compared with the cards we have read

No annual fee: one of 78 cards that state none, out of the 274 open cards whose annual fee we have read.

Fees

  • Joining feeRenewal fee

    ₹0

Rewards

  • Reward rate

    Upto 3% cashback on spends

Charges

  • Forex markup

    0%Nil (not applicable)

  • Cash advance fee

    Not applicable for virtual credit cards

  • Interest on unpaid balance

    3.99% per month (47.88% annually)

  • Interest-free period

    Up to 50 days

  • Late payment fee

    10% of statement balance or ₹1350 whichever is lower.

Eligibility

  • Eligibility

    Not eligible if already holding any other YES BANK Credit Card.

How we know

4 documents from YES Bank, checked 19 Oct 2026.

On these lists

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₹0 for life

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