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Standard Chartered India

Standard Chartered India Virtual Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

Read from 3 Standard Chartered India documents, last checked 19 Oct 2026.

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How it compares

Compared with the cards we have read

3.5% forex markup: of the 291 other open cards whose forex markup we have read, 103 state a lower one and 188 state the same.

Charges

  • Forex markup

    3.5% on foreign currency transactions.

  • Cash advance fee

    3% of the amount withdrawn, minimum ₹300

  • Interest on unpaid balance

    Monthly interest rate 3.75% (APR 45.00%)

  • Interest-free period

    18-48 days to 25-55 days

  • Late payment fee

    ₹0 to ₹1200, by statement outstanding balance.

Eligibility

  • Eligibility

    For anyone looking for a seamless online experience.

How we know

3 documents from Standard Chartered India, checked 19 Oct 2026.

  • Credit Card Fees & Charges, 1 May 202416 Oct 2026Proof
  • In Rewards Most Important Terms and Conditions16 Oct 2026Proof
  • Card pageProof

On these lists

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