TMB Vibe360 Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

First-year fee

₹0

Annual fee

₹0

Read from 2 Tamilnad Mercantile Bank documents, last checked 8 Nov 2026.

How it compares

Compared with the cards we have read

No annual fee: one of 130 cards that state none, out of the 448 open cards whose annual fee we have read.

Fees

Also included

Charges

Forex markup
Up to 3.5%
Cash advance fee
3% of amount (Min ₹30 per ₹1,000 or part)
Cash advance interestInterest on unpaid balance
2% per month (24% p.a.)
Cash withdrawal limit
25% of sanctioned credit limit.
Interest-free period
Up to 45 days
Payment return or dishonour fee
₹150 + GST
Statement or duplicate statement fee
₹100 + GST (for statements older than 2 months)
Fee for paying the bill by cheque
₹100 + GST + bank charges

Eligibility

Eligibility
Any NRI or Resident Individual holding Term Deposit with TMB, Minimum Deposit Tenure: 3 Years, Minimum Deposit Amount: ₹50,000 & above

How we know - 2 documents from Tamilnad Mercantile Bank, checked 8 Nov 2026

2 documents from Tamilnad Mercantile Bank, checked 8 Nov 2026.

₹0 for life

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