TMB Vertex Credit Card

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Open to new applications · Earns points

First-year fee

₹0

Annual fee

₹250 + GST

₹250 + GST (primary card); ₹150 + GST (add-on card)

Read from 2 Tamilnad Mercantile Bank documents, last checked 8 Nov 2026.

How it compares

Compared with the cards we have read

No annual fee: one of 130 cards that state none, out of the 448 open cards whose annual fee we have read.

Fees

Renewal fee
₹250 + GST₹250 + GST (primary card); ₹150 + GST (add-on card)
Joining feeAnnual fee
₹0
Add-on card fee
Add-on Cards Free for spouse & children above 18 years; Renewal Fee ₹250 + GST (Primary Card) ₹150 + GST (Add-on Card)

Also included

Charges

Forex markup
Up to 3.5%
Cash advance fee
3% of amount (Min ₹30 per ₹1,000 or part) at TMB ATM; 3% + additional bank charges (if any) at other ATMs.
Cash advance interest
2% per month (24% p.a.)
Cash withdrawal limit
25% of sanctioned credit limit.
Interest on unpaid balance
2% per month (24% p.a.) on cash withdrawal.
Interest-free period
Up to 45 days
Late payment feeCard replacement fee
₹250 + GST
Payment return or dishonour fee
₹150 + GST
Statement or duplicate statement fee
₹100 + GST (for statements older than 2 months)
Fee for paying the bill by cheque
₹100 + GST + bank charges

Eligibility

Eligibility
Any individual holding an account with the Bank with a source of income.

How we know - 2 documents from Tamilnad Mercantile Bank, checked 8 Nov 2026

2 documents from Tamilnad Mercantile Bank, checked 8 Nov 2026.

On these lists

₹250 a year

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