Tamilnad Mercantile Bank Platinum Credit Card

Checked against Tamilnad Mercantile Bank's 1 document for this card on 03 Nov 2026

COFFER Safety Stars4 of 5See the five checks

Rated 09 Nov 2026 after reading every document the bank publishes for this card. Not a recommendation. How we rate

Open to new applications · Earns points

First-year fee

₹0

Annual fee

₹0

Read from 1 Tamilnad Mercantile Bank document, last checked 8 Nov 2026.

How it compares

Compared with the cards we have read

No annual fee: one of 130 cards that state none, out of the 448 open cards whose annual fee we have read.

Fees

Also included

Charges

Forex markup
Up to 3.5%
Cash advance fee
3% of amount (Min ₹30 per ₹1,000 or part) at TMB ATM; 3% + additional bank charges (if any) at other ATMs.
Cash advance interest
2% per month (24% p.a.)
Cash withdrawal limit
25% of sanctioned credit limit.
Interest on unpaid balance
2% per month (24% p.a.) on cash withdrawal.
Interest-free period
Up to 45 days
Payment return or dishonour fee
₹150 + GST
Statement or duplicate statement fee
₹100 + GST (for statements older than 2 months)
Fee for paying the bill by cheque
₹100 + GST + bank charges

Eligibility

Eligibility
Individuals holding a Term Deposit of ₹50,000 or more with TMB for a minimum tenure of 3 years

How we know - 1 document from Tamilnad Mercantile Bank, checked 8 Nov 2026

1 document from Tamilnad Mercantile Bank, checked 8 Nov 2026.

₹0 for life

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