Secured SIB One Co-Branded Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

First-year fee

₹0

Annual fee

₹0

Read from 4 South Indian Bank documents, last checked 19 Oct 2026.

How it compares

Compared with the cards we have read

No annual fee: one of 78 cards that state none, out of the 274 open cards whose annual fee we have read.

1% forex markup: of the 291 other open cards whose forex markup we have read, 31 state a lower one, 2 state the same and 258 state a higher one.

Fees

Charges

Forex markup
1% on foreign currency transactions.1% of the transaction amount
Interest on unpaid balance
3.75% per month (45% per annum)
Interest-free period
Up to 48 days
Late payment fee
₹0 on ₹0-250; ₹250 on ₹251-1000; ₹500 on ₹1001-5000; ₹1000 on ₹5001-25000; ₹1250 on ₹25001 and above.

How we know - 4 documents from South Indian Bank, checked 19 Oct 2026

4 documents from South Indian Bank, checked 19 Oct 2026.

On these lists

₹0 for life

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