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IndusInd Bank Sāarthi Business Card
IndusInd Bank

IndusInd Bank Sāarthi Business Card

Checked against IndusInd Bank's 3 documents for this card on 03 Nov 2026
COFFER Safety Stars3.5 of 5See the five checks
Interest
1 of 1
Foreign spends
0 of 1
Spend fees
None1 of 1
Clarity
The bank's documents answer 8 of 9 cost questions0.5 of 1
Fine print
No gaps found1 of 1

Rated 09 Nov 2026 after reading every document the bank publishes for this card. Not a recommendation. How we rate

Open to new applications · Earns Reward Point

First-year fee

₹2,500 + GST

Annual fee

₹1,499 + GST

What it gives back

1 Reward Point per ₹100 · everyday spends

Read from 3 IndusInd Bank documents, last checked 8 Nov 2026.

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How it compares

Compared with the cards we have read

₹1,499 annual fee: of the 447 other open cards whose annual fee we have read, 308 state a lower one, 22 state the same and 117 state a higher one.

3.5% forex markup: of the 480 other open cards whose forex markup we have read, 162 state a lower one and 318 state the same.

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Fees

  • Joining fee

    ₹2,500 + GST

  • Annual fee

    ₹1,499 + GST

  • Fee waiver rule

    Waiver on Joining Fee on spends of ₹2 lakhs within 90 days of card setup; Annual fee waiver on spends of more than ₹1 lakh in the previous year

Rewards

  • Reward rate

    1 Reward Point per ₹100 · everyday spends1 Reward Point for every ₹100 spent.

Card benefits

  • Dining programme

    Dining discount: 100% upto ₹250

Also included

  • Lost card liability

    The Bank shall at its own cost, take out an Insurance Policy for Lost/Stolen Card within the geographical limit and subject to the terms and conditions and the limit as more particularly set out in the Policy.

Charges

  • Forex markup

    3.5% on foreign currency transactions.

  • Cash advance fee

    Cash limit is not applicable in Business Cards

  • Interest on unpaid balance

    2.49% monthly (29.88% annually)

  • Interest-free period

    45 days interest-free when you pay in full.

  • Late payment fee

    ₹100 (₹101-₹500) to ₹1,300 (above ₹50,000)

Points expiring? Use Expiry Rescue

How we know - 3 documents from IndusInd Bank, checked 8 Nov 2026

3 documents from IndusInd Bank, checked 8 Nov 2026.

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₹1,499 a year

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