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COFFERCards. Points. Value.
Standard Chartered India Rewards Credit Card
Standard Chartered India

Standard Chartered India Rewards Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

First-year fee

₹0

Annual fee

₹1,000 + GST

What it gives back

4x reward points for every ₹150 on retail purchases.

Read from 3 Standard Chartered India documents, last checked 19 Oct 2026.

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How it compares

Compared with the cards we have read

₹1,000 annual fee: of the 273 other open cards whose annual fee we have read, 173 state a lower one, 13 state the same and 87 state a higher one.

3.5% forex markup: of the 291 other open cards whose forex markup we have read, 103 state a lower one and 188 state the same.

Fees

  • Annual fee

    ₹1,000 + GST

  • Joining fee

    ₹0

  • Renewal fee

    ₹1,000 a year.

Rewards

  • Reward rate

    4x reward points for every ₹150 on retail purchases.

Charges

  • Forex markup

    3.5% on foreign currency transactions.

  • Cash advance fee

    3% of the amount withdrawn, minimum ₹300

  • Interest on unpaid balance

    Monthly interest rate 3.75% (APR 45%)

  • Interest-free period

    18-48 days to 25-55 days

  • Late payment fee

    ₹0 to ₹1200, by statement outstanding balance.

Eligibility

  • Age the primary cardholder must be

    Between 18 and 65 years.

  • Income requirement

    Stable monthly income

How we know

3 documents from Standard Chartered India, checked 19 Oct 2026.

  • Credit Card Fees & Charges, 1 May 202415 Oct 2026Proof
  • In Rewards Most Important Terms and Conditions15 Oct 2026Proof
  • Card pageProof

On these lists

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₹1,000 a year

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