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RBL Bank Shoppers Stop Gold Credit Card
RBL Bank

RBL Bank Shoppers Stop Gold Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

Annual fee

₹1,000 + GST

₹1,000 + GST annual membership fee

What it gives back

10 Reward Points for every ₹200 across the Shoppers Stop Universe, up to 1,500 Reward Points every month; 4 Reward Points for every ₹200 on all other select shopping, up to 500 Reward Points monthly

Read from 5 RBL Bank documents, last checked 1 Nov 2026.

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How it compares

Compared with the cards we have read

₹1,000 annual fee: of the 401 other open cards whose annual fee we have read, 252 state a lower one, 20 state the same and 129 state a higher one.

3.5% forex markup: of the 441 other open cards whose forex markup we have read, 146 state a lower one and 295 state the same.

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Fees

  • Annual fee

    ₹1,000 + GST₹1,000 + GST annual membership fee

  • Add-on card fee

    Add-on Card Fee ₹0-5,000 per Add-on Cardmember

Welcome offer

  • Welcome benefit

    Activate your Card and start shopping within the first 30 days to unlock welcome gift worth ₹1,000

Rewards

  • Reward rate

    10 Reward Points for every ₹200 across the Shoppers Stop Universe, up to 1,500 Reward Points every month; 4 Reward Points for every ₹200 on all other select shopping, up to 500 Reward Points monthly

  • Reward exclusions

    Note: Purchases made under below mentioned merchant categories will be excluded from reward point and milestone benefits: Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education

  • What one reward unit is worth

    1 point = ₹0.25

Charges

  • Forex markup

    3.5% on foreign currency transactions.

  • Cash advance fee

    2.5% of the cash amount, min ₹500.

  • Interest on unpaid balance

    Up to 3.99% p.m. (47.88% p.a.) on revolving credit and cash advances

  • Interest-free period

    Up to 50 days

  • Late payment fee

    12.5% of outstanding amount, min ₹5, max ₹1,300.

Eligibility

  • Eligibility

    Applicant: above the age of 18 years.

How we know - 5 documents from RBL Bank, checked 1 Nov 2026

5 documents from RBL Bank, checked 1 Nov 2026.

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₹1,000 a year

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