First-year fee
Annual Fee (1st Year): NIL.
Annual fee
₹0
Nil for cards onboarded after September 01, 2021What it gives back
1 % cashback upto ₹500 per calendar month on retail outlets and online transactions
How it compares
Compared with the cards we have read
Fees
Joining fee
Annual Fee (1st Year): NIL.
Annual fee
₹0Nil for cards onboarded after September 01, 2021
Add-on card fee
Add-on Card Fee ₹0-5,000 per Add-on Cardmember
Rewards
Reward rate
1 % cashback upto ₹500 per calendar month on retail outlets and online transactions
Reward exclusions
Transactions/Purchases made in following categories shall not be eligible to earn cashback: Fuel&Auto, Railways, Utilities, Wallet/Service Providers, Real Estate/Rental, Government Services, Insurance, Cash, Quasi Cash, Education, Miscellaneous, Bills2 Pay and EMI conversion of retail transactions.
Reward caps
Cashback benefit of 1% of eligible transaction amount on Retail outlets & Online transactions; benefit is capped at ₹500 per calendar month.
Card benefits
Minimum spend rules
Minimum eligible transaction for earning cashback is ₹100
Charges
Forex markup
3.5% on foreign currency transactions.
Cash advance fee
2.5% of the cash amount withdrawn, minimum ₹500
Interest on unpaid balance
Up to 3.99% p.m. (47.88% p.a.)
Interest-free period
Up to 50 days
Late payment fee
12.5% of the total outstanding amount, ranging from ₹5 to ₹1,300.
Eligibility
Eligibility
Applicant: above the age of 18 years.
How we know - 5 documents from RBL Bank, checked 2 Nov 2026
₹0 for life
Apply