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COFFERCards. Points. Value.
Kotak Mahindra Bank Purchase Credit Card
Kotak Mahindra Bank

Kotak Mahindra Bank Purchase Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

First-year fee

₹0

Annual fee

₹0

Read from 4 Kotak Mahindra Bank documents, last checked 19 Oct 2026.

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How it compares

Compared with the cards we have read

No annual fee: one of 78 cards that state none, out of the 274 open cards whose annual fee we have read.

Fees

  • Joining feeAnnual fee

    ₹0

Charges

  • Forex markup

    Upto 3.50%

  • Cash advance fee

    ATM Cash Withdrawal/ Cash Advance: NA.

  • Interest on unpaid balance

    3.30% (Annualized 39.6%)

  • Interest-free period

    Up to 48 days

  • Late payment fee

    ₹100 to ₹700, by statement outstanding.

How we know - 4 documents from Kotak Mahindra Bank, checked 19 Oct 2026

4 documents from Kotak Mahindra Bank, checked 19 Oct 2026.

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₹0 for life

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