Standard Chartered India Priority Visa Infinite Credit Card
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Open to new applications · Earns reward points
First-year fee
₹0 to join.
Annual fee
₹0 a year.
Renewal Fee (2nd Year Onwards) - INR 0What it gives back
2 reward points per ₹100 · everyday spends
How it compares
Compared with the cards we have read
Fees
Joining fee
₹0 to join.
Renewal fee
₹0 a year.Renewal Fee (2nd Year Onwards) - INR 0
Add-on card fee
₹0Lifetime free Supplementary credit cards
Rewards
Reward rate
2 reward points per ₹100 · everyday spendsEarn 2 reward points for every ₹100 on all other spends.
Reward earning on international spends
Earn 5 reward points for every ₹100 spent overseas or on retail fashion.
Catalogue redemption
Redeem your reward points against our new online catalogue with the Standard Chartered 360° rewards programme.
Card benefits
Domestic lounge access
The domestic lounge program under VISA provides you 4 domestic lounge accesses per calendar quarter using your Priority Visa Infinite Credit Card.
International lounge access
2 complimentary access per month at international lounges (with Priority Pass) for FUM Qualified Clients.
Priority Pass
Complimentary membership to Priority Pass, which gives you access to lounges in international airports across the globe.
Also included
Air accident cover
Complimentary overseas air accident cover of ₹1 Crore.
Travel insurance
Medical insurance worth USD 25,000.
Purchase to EMI conversion
Convert your big spendings above ₹5,000 to easy EMI with Kuch Bhi on EMI through online banking or SC mobile.
Charges
Forex markup
3.5% on foreign currency transactions.
Cash advance fee
3% of cash withdrawal amount subject to a minimum of ₹300
Interest on unpaid balance
Monthly interest rate of 3.75% pm is annualized to arrive at an APR of 45.00%.
Interest-free period
18-48 days to 25-55 days depending on your Payment Due Date
Late payment fee
₹1200 for statement outstanding balance greater than ₹10,000.
Over-limit fee
₹500 per instance or 2.5% of the Overlimit amount (Minimum ₹500)
Payment return or dishonour fee
₹500 will get debited towards cheque bounce charges.
Cash payment / cash deposit fee
₹299 for making payment of credit card bills by depositing cash at any Standard Chartered Bank branch.
EMI conversion fee
Zero processing fee
Reward redemption fee
₹99 will be charged towards handling and courier charges for redemption of reward points.
Rent transaction fee
1% processing fee on transaction amount + applicable taxes on rental payments
GST note
Goods and Services Tax (GST) will be levied at the applicable rates in force on all taxable supplies
Minimum amount due
The minimum amount due every month shall be higher than the following: (a) 5% of statement outstanding or (b) Sum total of all installments billed, interest, fees, other charges, amount that is over limit and 1% of the principal or (c) ₹250
Eligibility
Minimum age
Between 21 and 65 years.
Documents required
Address Proof (Any One of the following documents with current residence address): Aadhaar Card, Passport, Driving License, Election/Voter’s ID Card, Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name, address.
In the terms, not the brochure
Spend that unlocks lounge visits in the next period
2 international lounge visits per month, subject to the cardholder meeting the FUM (Funds under Management) qualification criteria of ₹30 Lakh at an individual account level, and the respective primary and supplementary credit card being active in the calendar month of the usage
Whether carrying a balance ends the interest-free period
Interest free credit period will be lost on partial payment or not clearing the total amount due within the payment due date; interest may be levied from the date of transaction on the daily outstanding amount
How we know
₹0 for life
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