RBL Bank Platinum Plus Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns Reward Point

Annual fee

₹999 a year.

₹999 plus service tax

What it gives back

1 Reward Point per ₹100 · everyday spends

Read from 5 RBL Bank documents, last checked 1 Nov 2026.

Our calculation

0.25% value back

Every ₹1,00,000 spent at this rate earns about 1,000 points, worth about ₹250 at the value RBL Bank states for a point.

RBL Bank's rate: “1 Reward Point for every ₹100 you spend” Proof

The bank’s words

“Get 1 Reward Point# for every INR 100 you spend on all that you like”

RBL Bank's point value: “For calculation purpose, we have assumed value of 1 Reward Point = INR 0.25” Proof

The bank’s words

“For calculation purpose, we have assumed value of 1 Reward Point = INR 0.25”

How it compares

Compared with the cards we have read

₹999 annual fee: of the 401 other open cards whose annual fee we have read, 231 state a lower one, 20 state the same and 150 state a higher one.

3.5% forex markup: of the 441 other open cards whose forex markup we have read, 146 state a lower one and 295 state the same.

0.25% value back by our calculation: of the 58 other open cards we can work this out for, 6 return less, 12 return the same and 40 return more.

Fees

Annual fee
₹999 a year.₹999 plus service tax
Fee waiver rule
Spend Based Waiver: Spends ₹1,00,000 in a year and get waiver of next year Annual Fee#999
Add-on card fee
Add-on Card Fee ₹0-5,000 per Add-on Cardmember

Welcome offer

Welcome benefit
Get 4,000 Reward points on payment of annual fee and spends of ₹2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

Rewards

Reward rate
1 Reward Point per ₹100 · everyday spends1 Reward Point for every ₹100 you spend.
What one reward unit is worth
For calculation purpose, we have assumed value of 1 Reward Point = ₹0.25.

Charges

Forex markup
3.5% on foreign currency transactions.
Cash advance fee
2.5% of the cash amount withdrawn, minimum ₹500
Interest on unpaid balance
Up to 3.99% p.m. (47.88% p.a.)
Interest-free period
Up to 50 days
Late payment fee
12.5% of the total outstanding amount, ranging from ₹5 to ₹1,300.

Eligibility

How we know - 5 documents from RBL Bank, checked 1 Nov 2026

5 documents from RBL Bank, checked 1 Nov 2026.

On these lists

₹999 a year

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