RBL Bank Platinum Edge Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns Reward Points

Annual fee

₹1,999 a year.

₹1,999 plus service tax

What it gives back

2 Reward Points per ₹100 · everyday spends

Read from 5 RBL Bank documents, last checked 1 Nov 2026.

How it compares

Compared with the cards we have read

₹1,999 annual fee: of the 401 other open cards whose annual fee we have read, 300 state a lower one, 3 state the same and 98 state a higher one.

3.5% forex markup: of the 441 other open cards whose forex markup we have read, 146 state a lower one and 295 state the same.

Fees

Annual fee
₹1,999 a year.₹1,999 plus service tax
Fee waiver rule
Spend Based Waiver: Spend ₹2,00,000 in a year and get waiver of Next year Annual Fee#1,999
Add-on card fee
Add-on Card Fee ₹0-5,000 per Add-on Cardmember

Welcome offer

Welcome benefit
Get 8,000 Reward Points on payment of annual fee and spends of ₹2,000 made within 30 days of Card issuance (No welcome rewards will be given to First Year Free cards).

Rewards

Reward rate
2 Reward Points per ₹100 · everyday spends2 Reward Points for every ₹100 spent (except fuel)

Charges

Forex markup
3.5% on foreign currency transactions.
Cash advance fee
2.5% of the cash amount withdrawn, minimum ₹500
Interest on unpaid balance
Up to 3.99% p.m. (47.88% p.a.)
Interest-free period
Up to 50 days
Late payment fee
12.5% of the total outstanding amount, ranging from ₹5 to ₹1,300.

Eligibility

How we know - 5 documents from RBL Bank, checked 1 Nov 2026

5 documents from RBL Bank, checked 1 Nov 2026.

On these lists

₹1,999 a year

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