RBL Bank Myfirst Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

Annual fee

₹999 a year.

₹999 + Service Tax annual fee

What it gives back

1 Reward Point for every ₹400 spent; 8 Reward Points for every ₹400 on Education and Bill Payment.

Read from 5 RBL Bank documents, last checked 1 Nov 2026.

How it compares

Compared with the cards we have read

₹999 annual fee: of the 401 other open cards whose annual fee we have read, 231 state a lower one, 20 state the same and 150 state a higher one.

3.5% forex markup: of the 441 other open cards whose forex markup we have read, 146 state a lower one and 295 state the same.

Fees

Welcome offer

Welcome benefit
Get 2,000 RP as welcome rewards on payment of annual fee and minimum spends of ₹2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

Rewards

Reward rate
1 Reward Point for every ₹400 spent; 8 Reward Points for every ₹400 on Education and Bill Payment.
Reward exclusions
Base reward points will not be accrued on EMI conversion of retail transactions for all RBL Bank Credit Cards.

Charges

Forex markup
3.5% on foreign currency transactions.3.5% markup on foreign currency transactions
Cash advance fee
2.5% processing fee on withdrawal from ATMs, min ₹500.
Interest on unpaid balance
Up to 3.99% p.m. (47.88% p.a.)
Interest-free period
Up to 50 days
Late payment fee
12.5% of the total outstanding amount, ranging from ₹5 to ₹1,300.

Eligibility

How we know - 5 documents from RBL Bank, checked 1 Nov 2026

5 documents from RBL Bank, checked 1 Nov 2026.

On these lists

₹999 a year

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