First-year fee
₹0
Annual fee
₹1,000 a year.
₹1,000.00 per card (free for first year)What it gives back
2 reward points per ₹100 · everyday spends
How it compares
Compared with the cards we have read
Fees
Joining fee
₹0
Annual fee
₹1,000 a year.₹1,000.00 per card (free for first year)
Fee waiver rule
Annual fee ₹1,000.00/card (free for first year)
Add-on card fee
Add on card fee Free.
Rewards
Reward rate
2 reward points per ₹100 · everyday spends2 reward points on every ₹100 spent.
Card benefits
Domestic lounge access
2 Complimentary Airport lounge access within India
Also included
Fuel surcharge waiver
Fuel Surcharge waiver; Petrol Transaction 2%. Maximum per month is ₹300/- Surcharge (For transaction value minimum of ₹400/- and maximum of ₹4000/-)
Balance transfer terms
Not offered: Balance Transfer NA.
Purchase to EMI conversion
Not offered: EMI NA
Charges
Forex markup
3.5% on foreign currency transactions.3.5% markup
Cash advance fee
2% of the cash withdrawn or ₹100, whichever is higher.
Interest on unpaid balance
2.95% per month: 35.40% p.a.
Interest-free period
Maximum of upto 45 days
Late payment feeOver-limit fee
₹500.00
Card replacement fee
₹500/
Reward redemption fee
Reward Redemption Fee NA
Eligibility
Eligibility
Issued to Promoters/Authorized employees of Corporate/Business entities for business expenses under Corporate/Business liability.
How we know - 3 documents from Karur Vysya Bank, checked 9 Nov 2026
On these lists
₹1,000 a year
ApplyThe Sunday Statement.
Every Sunday. What your bank changed this week — before your statement tells you.