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Indian Overseas Bank

IOB Merchant Credit Card M Card

Checked against Indian Overseas Bank's 1 document for this card on 02 Nov 2026
COFFER Safety Stars2 of 5See the five checks
Interest
Not stated0 of 1
Foreign spends
Not stated0 of 1
Spend fees
None1 of 1
Clarity
The bank's documents answer 1 of 4 cost questions0 of 1
Fine print
No gaps found1 of 1

Rated 09 Nov 2026 after reading every document the bank publishes for this card. Not a recommendation. How we rate

Open to new applications · Earns points

Read from 1 Indian Overseas Bank document, last checked 9 Nov 2026.

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Also included

  • Add-on card eligibility

    In case of Partnerships/ Limited Companies, the Card is operated by one of the Partners/ Directors, authorized by the Firm/Company; only one card will be issued per Firm/Company

Charges

  • Interest on unpaid balance

    ROI as applicable for the WC limit sanctioned.

Eligibility

  • Eligibility

    Existing/New MSME units: Individuals, Proprietorship Firm, Partnership, Private Limited Company engaged in trading activities, registered on Udyam Registration Portal (URP)

  • Income, self-employed

    New and existing MSME units enjoying Fund Based Working Capital Limits up to ₹50.00 Lacs

  • Documents required

    URP Registration is mandatory/ GST registration (if applicable)

Points expiring? Use Expiry Rescue

How we know - 1 document from Indian Overseas Bank, checked 9 Nov 2026

1 document from Indian Overseas Bank, checked 9 Nov 2026.

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